If you get into a car accident, you should see to it that your insurance provider is informed. Eventually, you’ll need compensation to restore whatever has been damaged. Successfully filing an insurance claim isn’t as simple as you might think. Here are some pointers about what you should watch out for:
Starting the claim
Many reliable insurance providers allow you to call a toll-free number whenever you get into an accident, while others even have online claims applications you can fill out. Choose whichever means of filing seems easier for you given your circumstances, especially when the accident has left your body in a bad state.
Information to provide
Aside from the basic information, insurers ask different types of questions related to the accident, so it pays to try to write down what you remember while the incident is fresh in your mind. Some of the most common information queries that you’re likely to be asked: policy number, date and location of the accident, description of the crash, extent of damage, and of course, the name and other basic information of the adverse party.
Post-filing tips
Always ask your insurer if they have a list of approved car body shops or mechanic services before taking your cars to get repairs. You should also expect to get a call from the insurance company of the other party involved in the accident.
Starting the claim
Many reliable insurance providers allow you to call a toll-free number whenever you get into an accident, while others even have online claims applications you can fill out. Choose whichever means of filing seems easier for you given your circumstances, especially when the accident has left your body in a bad state.
Information to provide
Aside from the basic information, insurers ask different types of questions related to the accident, so it pays to try to write down what you remember while the incident is fresh in your mind. Some of the most common information queries that you’re likely to be asked: policy number, date and location of the accident, description of the crash, extent of damage, and of course, the name and other basic information of the adverse party.
Post-filing tips
Always ask your insurer if they have a list of approved car body shops or mechanic services before taking your cars to get repairs. You should also expect to get a call from the insurance company of the other party involved in the accident.